Mr. Brendan McDonagh:

And we've taken external advice as well in terms of whether we could do a more accelerated wind-up, and the ... if you go to the market with the size of portfolio of NAMA the likelihood is that the market will see you, will obviously see you coming, because it's such a big thing, and they will take advantage of you in terms of that, so that if you can work out the assets over a slightly longer period you get a greater realisation.