Mr. Lawrence Owens:

If serious work has been done on an individual premises to make it flood-resistant, in so far as possible, there must be a quid pro quo by the insurance industry to consider the situation and offer a favourable level of insurance. While most people running a business do not run out seeking insurance as a priority, it is a necessity. As Dr. Surminski said, flood insurance is just one part of an overall insurance package but, unfortunately, it is the most complex aspect of insurance and, as we know in Cork, the most difficult to get.