Mr. John Moran:

I can only give the Deputy what I would have said to any doctor or lawyer who was trying to participate in a syndicate, buying development land and developing housing. I would have asked, "What in God's name are you up to?" I certainly would not have participated in something like that and did not participate in anything like that because I am not an expert. People are entitled to invest your money any way they want but to my mind, for doctors and lawyers, taking significant development risk on housing developments is not what they should be doing.