Mr. Ronan Hession:

As I do not want to hypothesise, let us leave Setanta Insurance aside and say ordinarily if the MIBI makes a payment, it is not subject to the figure of 65%. The Minister for Finance is not part of the agreement, but my understanding from the MIBI is that it is not subject to the 65% limit. I think its liability is for a third party, rather than a first party. As regards Setanta Insurance first party or third party claims, we do not know.