Mr. Paul Mercieca:

That is why the resolution of the issue we talked about earlier today is fundamental to unlocking the claims situation. The situation today is that we cannot actually sit down with anybody and settle a claim. For argument's sake, if someone has a claim for €10,000 and if I sit down with him or her to say, "I do not know how much I am going to pay you and I do not know when I am going to pay you," then I believe the chances of reaching agreement are remote.