Pat Rabbitte (Dublin South West, Labour)
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Did I misunderstand Mr. O'Dwyer or is he saying that the benefit of CMU really will not impact very widely on the Irish SME sector because of the typical size, formation and ownership of the typical Irish SME and that a good deal of this is probably academic from their point of view?

In respect of the regulatory environment, are Mr. Lardner's points about institutional funds specifically or about regulation generally? Why is he so ambitious for Ireland as being the bridge between Asia and Ireland? What is so distinctive about Ireland that we could aspire to being the bridge builder with Asia?

In respect of the matter that has arisen about quantitative easing, QE, I would have thought that the decision that policy-makers have to make and had to make at the time that Mr. Draghi and his board made the decision, was that it was a question of QE versus a eurozone economy in a tail spin in terms of further deflation throughout the eurozone and that the actions taken by Mr. Draghi were motivated by the fact that CMU is a quite separate concept.