Stephen Donnelly (Wicklow, Independent)
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Let us discuss a few of those elements. Banking will be redefined in the next decade, and peer-to-peer lending will explode. Let us take it as an example of what could happen from the point of view of citizens or investors and members of the organisation. Let us assume a widget manufacturer in Clonshaugh lends money to a widget manufacturer in Bavaria because it knows the business. The funding has been crowd-sourced, they have checked each other out and things are beginning to happen on a citizen-to-citizen level. The CMU could help make this easier. Does Mr. O'Mahoney know what is stopping that from happening now?