Dr. Julien Mercille:

One could add, a real estate agent that comes and says "Look, I will tell you the truth. There is a housing bubble and don't buy a house." One could always imagine that. It does sometimes happen where one has people in institutions that break the rules. By and large, one can assume that they will talk for their own interests. One should not just assume that and one should just look at what they say. In the case of "Prime Time", one can watch the video and see that they do not challenge. Either they say it is fine, there is no bubble or they just remain vague about it. There is an institutional association in what they say and it is very clear.