Mr. Niall Cody:

Some of the others may have had form without our knowledge.

In the context of the level of settlements involved, there was practically nothing in the HSBC-linked moneys. Settlements accounted for some of the €4.6 million. A number of them were not published because the amount involved was considerably less than €6,000. The ones that had previous form had practically no tax liabilities. It was more about unrecorded interest than underlying tax issues.