Michael McGrath (Cork South Central, Fianna Fail)
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Professor Hardiman made reference in her opening remarks to the comparison between the Irish and Canadian banking sectors. She spoke about the role of the regulator in Canada and highlighted one particular difference in terms of the in camerasessions. The regulatory environment is one aspect, and a very important one, but in terms of how the banks were run and the arrangements internally, does she have any other examples of key differences between what was being done in Canadian banks versus Irish banks during the years in question?