Michael McGrath (Cork South Central, Fianna Fail)
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I am; page 213. Mr. Carswell names an individual who I will not name but he states that the view within the bank, at the very end of September 2008, was that there were only €500 million of bad loans on an overall loan book of €73 billion. That was the position as Mr. Carswell understands it from the perspective of the institution at that time.