Ciarán Lynch (Cork South Central, Labour)
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That is speculative. I am concluding. I thank Professor Kane for coming before the committee. In his testimony this morning he did something which is useful to the inquiry. It is not just about looking at the past, but also about ensuring there are safeguards into the future as Deputy O'Donnell just alluded to.

In his opening statement, Professor Kane said he was very conscious about coming here and about things that the committee needs to hear in terms of where we go into the future. In his final remarks, he might give advice to the committee on how to ensure that we measure systemic risk to empower citizens into the future. How do citizens benefit from the type of risk exposure they have at the moment? What needs to be done to reduce the likelihood of a future financial crisis coming down the tracks?