Mr. Michael Boylan:

I will move on.

The lack of an apology is a major problem. People do not understand why, when the light has suddenly dawned and €7 million, €8 million or sometimes more has been paid over in damages, an admission of liability or apology is not forthcoming on the steps of the court. This causes great bitterness and is totally unnecessary. Everybody in this room knows that no one will pay out €8 million or €10 million without realising he or she is at fault. This approach is wrong and must change.