Mr. Paul Quinn:

Let me draw the Senator's attention to page 6 of the guidance notes that public bodies may contact the State Claims Agency to get advice on these matters. The reason we put in place this guidance and in particular appendix 2, is to deal with professional indemnity and product liability. Some of the numbers that were appearing in tenders were extraordinary relative to the procurements that were taking place. The general guidance on employer's liability, public liability and environmental liability, where they apply, are typical and having spent many years in procurement these are typical values and would generally be put in place by professional firms that are undertaking works in those areas.