Susan O'Keeffe (Labour)
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Can I finish by asking about offshore centres, to which Professor Lane referred? Clearly, financial products have changed over the years. I believe Professor Lane said they become more "innovative". Equally, offshore banking and that whole system has become more innovative. Is there any evidence that financial institutions themselves used those offshore centres to funnel their own profit away and, therefore, leave a worst-case scenario for the taxpayer to address?