John McGuinness (Carlow-Kilkenny, Fianna Fail)
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In the context of what our guests have set out in terms of their vision of banking, I am of the view that the structure of the credit union movements is suited to what is proposed. Our guests are involved in a process of engagement with all of the credit unions with the exception of the 64 to which reference was made. That process is due to conclude in 2015 or 2016 and, as Mr. O'Toole is aware, legislation in this country proceeds at a slow pace. Is there an opinion within either the Central Bank or the Department of Finance in respect of this matter which would feed into any policy the Minister may seek to adopt? Does either entity have a view on this? Would either like to see what we are discussing develop?