John Perry (Sligo-North Leitrim, Fine Gael)
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That may be the case but it is at the expense of the provision of loans to people wishing to undertake home improvements and so on under the home renovation incentive. In a city like Dublin, the economy of scale is far larger than it is in a small community area. It is important there is recognition and definition of the urban-rural situation vis-á-visthe credit unions.
Given that roll-out of the fund will not be until 2016, many credit unions are unable to lend money to people, including the person with a business initiative. As stated, the credit union in Kilkenny funds business. Should further derogations not be provided to credit unions in other areas so as to allow them fund SMEs, which are the backbone of the economy?