Mr. Bobby McVeigh:

If I may be so bold, the key is that whatever financial services an individual member of a credit union needs, he or she should be able to get them at the credit union. To this end, when we look at the bigger vision, that is exactly what we want. There is none of the ReBo committee who does not know what the credit union system has done for Ireland, for individuals, their families and for the communities, and we want to enhance the credit union's ability and make them more competitive with the banks.