Liam Twomey (Wexford, Fine Gael)
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I propose that we adhere to the same rules as for our meetings with the other banks. This will ensure that everyone has an opportunity to ask questions so that we can have the best meeting possible. I propose that the lead speakers for each group will speak for ten minutes, followed by other committee members, who will have five minutes. Then, anyone else who wishes to ask a question will have five minutes. The clerk and myself will be keeping an eye on the clock, and I will advise members when there is one minute to go to allow them to wrap up while, hopefully, keeping within their time. If members have further questions, I will be happy, time permitting, to allow them back in later once I have given others a fair opportunity to put their questions. It does not serve the purpose of the committee to use the time to make statements and it does not give the witnesses the opportunity to respond properly. Therefore, I ask members to keep their questions short and to the point. I am asking for their co-operation on this to help the smooth running of the meeting. Is that agreed? Agreed.

The speakers who have indicated are Deputy Michael McGrath, Deputy Kieran O'Donnell, Deputy Pearse Doherty, Senator Aideen Hayden and Deputy Paul Murphy, who will lead for the Technical Group. After that I will open it up to other members.