Mr. David Duffy:

The fair way to answer is to point out where we have come from in the past three years. We have increased the value of the bank significantly; depending on the market opinion, it is now valued at €10 billion or thereabouts. If we could create that increase in value in the past three years, we can expect to do the same in the coming years. There will be further increases in value of the franchise and dividends in the future. I hope it will be achievable within ten years. As we have all seen, the markets in the past ten years have had different events. One cannot predict markets on a ten-year forward basis. However, as a reasonable person, I would expect to try to achieve that goal.