Mr. Jeremy Masding:

The whole idea of this very professionally run stress test, to be fair - I would not want to be quoted on that - showed that at that point in time we will need some capital. The whole idea of it is that next time they run it we will not need any capital. My expectation is that we will get to a cycle of stress tests on the assumption that we bring in the private capital. If they ran the stress test the day after that private capital, we would pass the stress test.