Ciarán Lynch (Cork South Central, Labour)
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The Governor of the Central Bank, Professor Honohan, recently made a significant announcement on loan-to-value ratios. It now seems that if someone wants to purchase a property, he or she must come up with a deposit of 20% of the overall amount involved. In the aftermath of the announcement to which I refer, has Bank of Ireland adopted a formal position or indicated what its position is likely to be in this matter?