Mr. Richie Boucher:

I cannot discuss specific cases. If, however, the Deputy sends the details to me or Mr. McLoughlin, we will have the case to which he refers reviewed. Repossession crystallises losses for us. The customer's income capacity is the key element to which we give consideration. Our strategy on restructuring operates in observance of the CCMA, etc., and is defined on the basis of income capacity as opposed to the absolute value of the property.