Mr. Patrick Dorgan:

I will start. In answer to the second question to deal with the citizens who would not perhaps have access to technology, nothing in the proposed system would require that citizens as such would have that access. The software and computers involved would be in the solicitor's office. There would certainly be a point at which the citizen would be required to interface that system in terms of signing a document and that falls into the space of a digital signature which, I understand, is a separate Government process which will have to be tackled as such. However, there should not be any reason for a citizen who, for one reason or another, does not have the facility to access technology not to be able to participate fully in this system.

On security, on the last occasion I was taken by a phrase of Senator Bacik who identified that what we are proposing is a change in process rather than substance. Effectively, we will do the same as we do today, but electronically. The back end of this, from the citizens' point of view, is knowing that their ownership is registered safe and secure, and from the lenders' point of view, that their mortgage is registered safe and secure. Nothing in this system will alter the current position which is that we will eventually get to the point where the PRA element of Tailte will do what it already does, which is safeguarding the State guarantee on property title. We will merely feed up to the front door of Tailte but, after that, it will be its responsibility, as it is currently. There is nothing in this that will create a potential for citizens to be compromised by our system. Our system will merely bring them to the door of the Land Registry and after that, Mr. O'Sullivan's organisation will take over, as it currently does very well.