Mr. Colm Kincaid:

No. What they told us in September was that based on its management accounts, the company was solvent and was meeting the minimum European requirements in accordance with Solvency I. It is worth bearing in mind that the point of having additional buffers is that one hopes that some of these companies will fall into them. Where a company falls into its buffer, the regulator will require the entity to raise extra capital and put some other arrangement into place to meet the-----