Mr. Pat Casey:

We are speculating somewhat here. The claims will have to be examined on an individual basis by the liquidator before he can make a determination. In regard to the example given, I am not a lawyer but it would appear to me that the individual has a couple of choices left for that €35,000. The individual can go back to the court to seek to have a remedy put in place where somebody else pays it. A portion of the distribution from the liquidator could be available. The individual could have alternative funds in place and the court may instruct the individual that he or she must meet it himself or herself. There could be another alternative of which I am not aware.