Mr. Pat Casey:

My understanding is that it indicated as much at the outset ibecause there was uncertainty about how the liquidation was going to proceed and we could not have unsure drivers. If that was to be the case, the issue was how would the MIBI fund contribute to the overall resolution in the absence of a full refund being available from the liquidator. The early indications were that the MIBI fund would be available to assist in that regard, if there was a shortfall. Subsequently, it became clear that the bureau needed to have legal certainty on several matters and it informed us that it would do so.