Ciarán Lynch (Cork South Central, Labour)
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I thank Mr. Pat Casey and Mr. the Bernard Sheridan. We will begin with 15-minute rounds of questions and if members wish to share that time with their colleagues, we will do so and we will commence immediately. I seek clarity on a technical matter and this may be a question for Mr. Sheridan or Mr. Casey. People who take out insurance have the option to pay for it on an annual or a monthly basis. Are those who were monthly contributors to Setanta required by the liquidator to keep paying on a monthly basis? Alternatively, is it now accepted, because they have no insurance, that they are not obliged to honour the remainder of the contract?