Mr. Peter Tyndall:

The fact remains that we hoped for much more rapid replacement of the schemes. Clearly, replacement of the schemes is not a matter for us but for the Government. We are surprised and disappointed at the time that it has taken for the scheme to be replaced. I know that the committee will take evidence on that in the near future and will no doubt press on it. It is not discriminatory in one sense: in that if nobody can access the scheme, it cannot discriminate against anyone, but Deputy Mulherin is precisely right that there are people who should properly have access to a scheme of this kind but who cannot access it because there is no scheme. We would very much like to see that redressed as soon as possible.