Peadar Tóibín (Meath West, Sinn Fein)
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I would like to ask Mr. Trethowan about some other elements of this matter. Debt distress within SMEs is meant to be a sleeping giant in this regard. It is keeping expenditure, growth and development down at the moment. It is a potential threat into the future. Does Mr. Trethowan have a perspective on that, based on the work he is doing? The issue of banks engaging in filtering before they give a formal negative response to a loan query is of relevance in this respect.