Heather Humphreys (Cavan-Monaghan, Fine Gael)
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Professor Honohan stated the average credit union loan is €6,000. The problem here is that there are aggregate loans and contingent liabilities and these all are being aggregated to come up with a figure that is away above €6,000 and well outside the lending restriction in the credit union. That is causing a lot of problems. When one takes in all the other connected borrowers, such as extended family members, that is an issue. That needs to be looked at.