Mr. Lorcan O'Connor:

The PIP has a number of other options available as well. For example, the PIP can put in place a variation. They can change the arrangement to reflect the fact that the person has encountered difficulties in meeting his or her obligations or they can put in place the payment break that is envisaged through the protocol, etc. There are a number of safety nets to try to ensure that an otherwise healthy arrangement that has seen a bump in the road continues to the final point of a solution rather than falling down because of some small unforeseen matter.