Mr. Lorcan O'Connor:

In terms of the current numbers, several PIPs are telling us they have hundreds of cases on their books, which will be translating into cases for the Insolvency Service of Ireland in the near future. The Irish Mortgage Holders Organisation, IMHO, by way of its initiative with Grant Thornton, is suggesting it will have a four-figure number of cases for us in the coming months. It is a slow start, but it is building. It will be very important in respect of the information campaign that people are able to say they have done this successfully-----