Mr. Ned Brennan:

With regard to the two questions raised by Deputy Stanley, I concur with what Mr. Simon Brook of Clúid Housing Association said. We need to have a radical reconsideration of housing because there is an awful lot of stratification and ghettoisation. We need to look at housing in a big-picture type of environment rather than under the existing structures. We are committed to integrated housing, building estates which contain social housing for families and housing for older people, with private housing and rental housing for private renters. We are talking about a whole new model of delivery of housing in an integrated manner, which happens in many European countries such as France, Holland and Belgium. In regard to accessing funding from the European Investment Bank, we would support the idea of setting up trusts so they would be off the State balance sheet. We are well positioned in our sector to advance those vehicles to access those levels of funding, particularly in deprived areas that are in need of urban regeneration. Many of the programmes, such as Joint European Support for Sustainable Investment in City Areas, JESSICA, are designed to alleviate poverty and combat disadvantage. We are well positioned to deliver in relation to those programmes.