Aideen Hayden (Labour)
Link to this: Individually | In context | Oireachtas source

I must conclude because we are running out of time. Clearly, I disagree. I have worked in the law and that is a Chinese wall that would not pass muster with anyone, particularly when prohibiting people from accessing a statutory service. We will raise that again with the Insolvency Service of Ireland. Of 3,813 buy-to-let mortgages in arrears of more than 90 days, 1,518 are subject to legal proceedings of one sort or another. This is a much higher proportion than the private dwelling house, PDH, loan book. There is enormous concern about the treatment of tenants by lending institutions who live in these buy-to-let properties as their homes. This is particularly the case where receivers have been appointed. Permanent TSB has not provided information on the appointment of receivers. What is the view of the witnesses on the duties of receivers? I do not know if the witnesses are aware of the Residential Tenancies Act 2004, which sets out the obligations of landlords. Are the witnesses in favour of supporting an amendment to the legislation to ensure that, where receivers step into the shoes of landlords, they must abide by the obligations on landlords when they accept the rent?