Ciarán Lynch (Cork South Central, Labour)
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I do not seek a blanket comment. A property could be in positive or negative equity upon its disposal and this will determine whether a sum is outstanding. In situations where a substantive sum of legacy debt exists and a person has surrendered his or her home because of unaffordability, which is the basis on which the banks deal with cases, has Permanent TSB concluded this debt with people so they know where they stand on whether they will owe the debt for the rest of their lives or whether the debt will be wiped?