Mr. Eugene O'Callaghan:

In regard to the target, the phrase used is a layman type phrase to try to make it clear that we need to get more than our money back. In each individual investment we will have an expected return commensurate with the risk involved in that investment. If we were investing in a low risk senior debt instrument in respect of which there was a high probability we would get our money back, we might have an expected return, if it was of short duration, of 2% to 4%. If were investing in the equity of a venture company we might need to get 15%. We would have identified before we started the broad nature of the expected return on an asset by asset basis.