Mr. Stephen Bell:

We work through it with the tenants. It is not in our interest to have a vacant property that must be sold at auction prices in the current market. Therefore, we always seek to work with the rent receiver to find the best outcome for the tenant and the property. We have an obligation to the underlying borrower to minimise the loss that might be faced in case we need to pursue them for any residue. We would be seeking to be as flexible as we could.