Mr. Ian Martin:

On the voluntary contribution and opt-in, opt-out issue, in my opinion if I opt-in today I am opting in for the remainder of my life. One cannot provide for an opt-in this year and opt-out next year. When one opts in one does so for the remainder of one's life. If the desire is to have a compulsory system then a new higher rate must from the outset apply in respect of future self employed persons.