Mr. Mark Fielding:

Just in case Deputy Butler is mixing my organisation up with IBEC, some 84% of our members employ fewer than ten people. We look after small companies. We also have self-employed individuals who employ 130 or 140 people.

I take Deputy O'Donnell's point. We are of the view that we are being discriminated against and that we are not getting the same crack of the whip. If we want to get this right, then it must be done gradually over a period. Allowing us to opt in over such a period is probably a better way to proceed rather than hitting us with a big stick from day one. I am aware that jobs will be lost if we do that. It must be remembered that we are dealing here with risk takers. Owner-managers of small businesses are the risk takers. They will assess whether it is good to opt in and they will accept what they will ultimately receive. If they do not opt in, their names will not be in the pot in the long term. Again, we must take into account-----