Mr. Kieran Wallace:

We have had great co-operation from the IBRC employees. Their commitment and co-operation over the course of the liquidation has been exemplary. Mr. Richardson and I would like to publicly thank everybody in IBRC, particularly for the hard work they put into getting many of the loan books ready for sale. It has been an outstanding contribution by them. We worked pretty well with most employees over the period of time and we sought on many occasions to extend the contracts of employment with them as long we could. We recently announced an extension until late 2014. The other good news is we have not had occasion yet to make compulsory redundancies in respect of IBRC employees.