Richard Boyd Barrett (Dún Laoghaire, People Before Profit Alliance)
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I commend Mr. Smyth on bringing this proposal to the committee. Most people agree there was reckless lending by financial institutions, that these practices landed individuals and the country as a whole in a great deal of trouble and that legislation should be introduced to criminalise the type of behaviour that did so much damage. I accept, however, that the request for such legislation should, in the first instance, be presented to the Minister for Finance. Let us see what he comes back with, after which we can decide how to proceed.