Mr. Colm Kincaid:

Yes, absolutely. It is a statutory provision and is among the areas of concern that we have arising from this report and other sources. It is something that is part of our supervisory engagement. We will be looking into it. In the past, where we have identified breaches of the rules we have not shirked from taking action, and we will do so again, in this context, whether that be by way of administrative sanction or, in appropriate cases, by revoking the authorisation of the firm.