Ciarán Lynch (Cork South Central, Labour)
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I thank Mr. Sheridan. We will rotate in rounds of 12 minutes for questions and answers. I thank Mr. Sheridan and his officials for coming before the committee. The report makes for very interesting reading. I wish to discuss the Irish market as it is and will be for licensed moneylenders. Are the 360,000 people borrowing at present from licensed moneylenders borrowing from them only and not from credit unions or banks?