Richard Bruton (Dublin North Central, Fine Gael)
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One of the innovations I would like to see is an arrangement whereby businesses could include in their application for finance an agreement that their case could be reviewed independently by the Credit Review Office. This would allow us to examine at least a subset of the applications that are being refused without the appeals process being triggered, to see whether a significant number of good applications are being rejected. That would give us a better insight into the potential that is there. We are willing to consider any way in which we can achieve better insight and tools that will allow us to respond more effectively to the demand that exists.