Ms Adrienne Murray:

We are deeply committed to achieving the original objective of €40 million over five years. Demand has been lower than anticipated. We are a new model and business. As we went along we considered how to refine the model and we have listened to customer feedback. We will continue to do so. We feel that the opportunity exists for small businesses that need to connect with us. By finding that connection in terms of process and reaching out further to LDCs and other business referral partners we can educate small businesses and make them aware of the different channels through which they can come to Microfinance Ireland.