Brian Hayes (Dublin South West, Fine Gael)
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I move amendment No. 36:

In page 14, subsection (2), lines 30 and 31, to delete all words from and including "any" in line 30 down to and including "person" in line 31 and substitute "the information".

This proposed amendment deletes the word "any" in the section in question as the inclusion of this word may narrow the application of subsection (1) too tightly, since credit information providers could read it as allowing them to avoid the duty under section 15(1) to make a mandatory check on credit information subjects before granting credit to them, by applying to access the register for any amount of information, however limited, directly before the application is made. This is a potential gap which was not intended. The amendment proposed will rectify this possibility of credit information providers being able to avoid making the mandatory check on the register.