Brian Hayes (Dublin South West, Fine Gael)
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My understanding is that this provides the legal basis for the score, but that we still have a lot to work out by way of regulation with regard to what information will be included and who will have access to it. Effectively, the bank will have access to it because it will be held there. However, the fuller implementation of this will be by way of regulation, which will follow the enactment of the Bill. The provision in the interpretation section concerns the legal argument. We do not have any previous legal basis for this and this Bill provides for it. However, it will require work on the regulation side to develop it.