Mr. Frank Daly:

One of the most rigorous parts of the evaluation of that and any other sale is the risk element. If the Deputy saw the plethora of papers that comes to the credit committee or board regarding a transaction such as that, he would have everything, including a detailed risk assessment. At the end of the day, that is the call we have to make. I can assure him that as far as the board and the executive of NAMA is concerned, we were very satisfied in this particular transaction with the outcome.