Mr. Lorcan O'Connor:

There is provision within the legislation itself to do that. As I mentioned earlier, I understand a number of the large firms have stated that it is not their intention to charge an upfront fee. Equally, I would point to the experience in other jurisdictions, but if we do find ourselves in a situation in the autumn in which people are saying they cannot find a PIP for the reasons articulated, we will certainly make that known to the Minister and we will explore what could be done to address it.